Open Brainstorms
What can be done to encourage saving money rather than spending it?
According to Pew Research Center, 77% of people describe themselves as “always looking to save money.†63% admit to not saving enough while 36% say that they "often" or "sometimes" spend more money than they can afford.
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Brainstorm Info
| Creator: | missmeganj |
|---|---|
| Created: | over 15 years ago |
| Activity: | over 3 years ago |
| Users: | 6 |
| Ideas: | 13 |
13.
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12.
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11.
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10.
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9.
Advertise with charts showing how much interest the money can amount to in increments or 5 to 10 years...
8.
Make it compulsory for young earners - anyone under the age of say, 21 - to save a percentage of their earnings. This saved money isn't accessible until the person is 25. This will help young people to see the benefits of saving and establish a saving habit for life.
7.
focus on how saving can lead to independence
6.
go against the culture of consumerism--start a counter-culture trend
5.
Saving money = becoming rich
4.
the government should be leaders in encouraging saving money--which means they shouldn't overspend either
3.
make it mandatory for High school students to take personal finance courses that talk about the dangers of credit cards and the importance of saving and investing
2.
give all middle school students savings accounts
1.
Create a free "money saving audit" that analyzes the expenses for individuals and tells them where they can make small changes to save money.