Open Brainstorms
Why do people have bad credit?
We are trying to gather reasons why people might accumulate bad credit.
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Brainstorm Info
| Creator: | cdebert |
|---|---|
| Created: | almost 17 years ago |
| Activity: | almost 4 years ago |
| Users: | 4 |
| Ideas: | 26 |
26.
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25.
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24.
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23.
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22.
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21.
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20.
Ask any government in the world. They are all broke, even though they have all our taxes.
19.
bad investment strategy
18.
freefall and procrastination, no, procrastination then ... freefall...
17.
they like free stuff
16.
Credit scores are not accurate reflections of an individuals responsibility.
15.
The dream of a easier life is more attractive than harsh reality.
14.
Unconscious behaviors such as spending money without limit, competing with rich people, etc.
13.
They forgot to pay some bills on time
12.
Fraudulent and inaccurate reporting in an unregulated industry
11.
credit card companies awarding maximum credit lines that exceed what that person needs or should have
10.
organization, people with multiple credit cards lose track of when to pay
9.
The national trend to the loss of Character; Remember the 3 C's of credit: Character, Capacity, Collateral
8.
hedonism/escape/easy solution
7.
lost control
6.
pride
5.
afraid of failure / avoiding with dealing with failure
4.
creditors / collectors are mean
3.
no time to resolve issues themselves
2.
afraid of rejection
1.
not enough money