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If you could describe the PERFECT bank; What would it have/do?

Think services, models for credit, access, capabilities, fee structures, etc. Go crazy - we may build it one day!!

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Brainstorm Info
Creator:hannibal
Created:over 2 years ago
Activity:over 2 years ago
Users:5
Ideas:8
Top Brainstormers
UsernameIdeas
anandvc2
rtvik2
sikutko2
Marcus1
core1
Brainstorming Tips: Focus on generating a high quantity of ideas. Don't judge ideas. Invite other people to add ideas.
New Idea: 500 Characters Left
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0 votes
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8.
no fees
core | over 2 years ago
1 vote
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7.
perfect service! wicket locations. looks like a kitchen or decorated like under water etc...
Marcus | over 2 years ago
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6.
Allow me to write electronic checks out of my account and email them to people
sikutko | over 2 years ago
1 vote
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5.
Have investing, checking, creditcare, motages, loans, etc.. all in one central account
sikutko | over 2 years ago
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4.
I wish all the banks would lend at Japanese interest regime rates...half a percent or less...what a rosy world it could mean....it could mean I could drive a Porsche and a Hummer on alternate days
rtvik | over 2 years ago
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3.
Quite simply where all the accounts exist...interbank transactions pose the largest problem...you have one bank-you access it across the globe, at whatever time with minimum hassles to exchange rates or suchlike. The larger the global footprint and secularity of business practice, the easier business would be.
rtvik | over 2 years ago
2 votes
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2.
Bank that gives you a cellphone when you open an account that is like your debit card... you can pay people via SMS and directly receive money into it also.
anandvc | over 2 years ago
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1.
Check out Prosper.com -- its a good start
anandvc | over 2 years ago